Smart Certified Organizations

From 2013 to 2020, CFI’s Smart Campaign has managed the Client Protection Certification program, an independent, third-party evaluation to publicly recognize financial institutions that meet adequate standards of care in their treatment of clients. To date it has enabled more than 135 certified financial institutions in over 40 countries to demonstrate adherence to the Client Protection Principles and practices that aim to ensure prudent, transparent, and respectful treatment of clients.

To be certified, financial service providers are evaluated by a licensed Certification Body to validate their adherence to the Smart Campaign’s Client Protection Standards.

The Smart Campaign began to gradually retire the Smart Certification Program in 2020, and the final Smart Certifications will be awarded by April 30, 2021.

Transition Details:

  • December 31, 2020: Deadline to conduct final Smart Certification missions
  • April 30, 2021: Deadline to award final Smart Certification labels
  • All Smart Certifications awarded before April 30, 2021 will be valid for their full four-year term, provided the financial service providers meet the requirements of a Surveillance Audit at the two-year mark. Surveillance Audits, conducted to determine continued compliance with the Standards, will continue to be conducted after the April 2021 deadline.

While the Client Protection Certification program is winding down, the following financial service providers currently have active Smart Certifications:

Current Certified Organizations

ACLEDA-Bank
ACLEDA-Bank

ACLEDA-Bank

Certified by MicroRate - August 2017

Agency for Finance in Kosovo

Agency for Finance in Kosovo

Certified by MFR - October 2015

Agroinvest

Agroinvest

Certified by MFR - February 2018

Al Amana

Al Amana

Certified by MFR - July 2019

Al Majmoua

Al Majmoua

Certified by MFR - December 2019

AMK Cambodia

AMK Cambodia

Certified by M-Cril - November 2016

Amret Microfinace

Amret Microfinace

Certified by M-Cril - June 2016

Annapurna Microfinance

Annapurna Microfinance

Certified MFR - April 2016

Apoyo Integral

Apoyo Integral

Certified by MicroRate - January 2018

Arnur Credit

Arnur Credit

Certified by MFR - October 2018

Arohan Financial Services

Arohan Financial Services

Certified by M-Cril - December 2019

Asian Credit Fund

Asian Credit Fund

Certified by MFR - August 2017

ATTAWFIQ Microfinance

ATTAWFIQ Microfinance

Certified by MFR - January 2017

Banco FIE

Banco FIE

Certified by MFR - February 2018

Banco Guayaquil

Banco Guayaquil

Certified by MicroRate - August 2017

Banco Multiple Ademi

Banco Multiple Ademi

Certified by MFR - November 2018

Banco Popular

Banco Popular

Certified by MFR - September 2016

Banco PYME

Banco PYME

Certified by MFR - October 2019

BancoSol

BancoSol

Certified by MFR - July 2017

Banco Solidario

Banco Solidario

Certified by MFR - September 2019

Bayport Botswana

Bayport Botswana

Certified by MFR - January 2018

Bayport Zambia

Bayport Zambia

Certified by MFR - October 2018

BFA El Salvador

BFA El Salvador

Certified by MFR - May 2019

Bina Artha Ventura

Bina Artha Ventura

Certified by MFR - August 2019

Cashpor

Cashpor

Certified by M-Cril - November 2019

CEVI

CEVI

Certified by MRF - November 2018

Chamroeun

Chamroeun

Certified by M-Cril - September 2019

Cooperativa Ambato

Cooperativa Ambato

Certified by MFR - October 2019

Cooperativa Andalucia - Ecuador

Cooperativa Andalucia - Ecuador

Certified by MFR - March 2020

Cooprogreso

Cooprogreso

Certified by MFR - April 2019

Credo

Credo

Certified by MFR - December 2018

Crezcamos

Crezcamos

Certified by MFR - April 2018

DBACD Egypt CPC

DBACD Egypt CPC

Certified by MFR - December 2019

Enda Tamweel

Enda Tamweel

Certified by MFR - June 2020

F88

F88

Certified by M-Cril - September 2019

FACES

FACES

Certified by Inclusion Social Ratings - August 2019

FATEN

FATEN

Certified by Inclusion - June 2020

Financiera FAMA

Financiera FAMA

Certified by MicroRate - August 2017

FINCA Armenia

FINCA Armenia

Certified by MFR - December 2018

FINCA Bank Georgia

FINCA Bank Georgia

Certified by MFR - March 2019

FINCA Ecuador

FINCA Ecuador

Certified by MFR - May 2020

FINCA Kosovo

FINCA Kosovo

Certified by MFR - December 2016

FINCA Bank Kyrgyzstan

FINCA Bank Kyrgyzstan

Certified by MFR - July 2017

FINCA Nicaragua

FINCA Nicaragua

Certified by MFR - July 2017

FINCA Pakistan

FINCA Pakistan

Certified by MFR - April 2017

Finsocial

Finsocial

Certified by MFR - February 2020

First MicroFinanceBank

First MicroFinanceBank

Certified by MFR - June 2018

FUBODE

FUBODE

Certified by MFR - September 2016

Fundacion Paraguaya

Fundacion Paraguaya

Certified by MFR - December 2018

FUNDENUSE

FUNDENUSE

Certified by MircoRate- July 2017

Fusion Microfinance

Fusion Microfinance

Certified by M-Cril - September 2016

Genesis Empresarial

Genesis Empresarial

Certified by MicroRate - April 2019

Grameen Koota

Grameen Koota

Certified by M-Cril - December 2015

Grooming Centre

Grooming Centre

Certified by MircoRate - March 2019

Hattha Kaksekar Limited

Hattha Kaksekar Limited

Certified by M-Cril - June 2016

IMON International

IMON International

Certified by MFR - May 2017

Kashf Foundation

Kashf Foundation

Certified by MFR - February 2020

KEP Trust

KEP Trust

Certified by MFR - August 2018

Khushhali Microfinance Bank

Khushhali Microfinance Bank

Certified by MFR - July 2017

KOMIDA

KOMIDA

Certified by MFR - May 2017

Kompanion

Kompanion

Certified by MFR - April 2017

Lapo Microfinance Bank

Lapo Microfinance Bank

Certified by MicroRate - March 2019

LOLC Cambodia

LOLC Cambodia

Certified by M-Cril - December 2018

LOLC Micro Credit Ltd.

LOLC Micro Credit Ltd.

Certified by M-Cril - January 2017

LOLC Myanmar

LOLC Myanmar

Certified by MFR - April 2019

Maha Agriculture Microfinance

Maha Agriculture Microfinance

Certified by MFR - August 2020

MAXIMA Microfinance

MAXIMA Microfinance

Certified by M-Cril - July 2019

MBK Ventura

MBK Ventura

Certified by MFR - November 2017

Mibanco

Mibanco

Certified by MFR - December 2019

Microinvest LLC

Microinvest LLC

Certified by MFR - November 2018

MicroPlan Zimbabwe

MicroPlan Zimbabwe

Certified by MFR - July 2018

MIFIDA

MIFIDA

Certified by M-Cril - December 2019

Musoni Microfinance

Musoni Microfinance

Certified by MFR - April 2019

Muthoot Microfin

Muthoot Microfin

Certified by MFR - December 2019

NRSP Microfinance Bank

NRSP Microfinance Bank

Certified by MFR - June 2018

OnePuhunan

OnePuhunan

Certified by M-Cril - November 2017

Opportunity Bank Serbia

Opportunity Bank Serbia

Certified by MFR - November 2018

Opportunity International Colombia

Opportunity International Colombia

Certified by MFR - September 2016

PGMF Myanmar

PGMF Myanmar

Certified by MFR - April 2018

Pichincha Microfinanzas

Pichincha Microfinanzas

Certified by MicroRate - November 2018

Pro Mujer Argentina

Pro Mujer Argentina

Certified by MFR - June 2018

ProMujer Bolivia

ProMujer Bolivia

Certified by MFR - July 2017

Pro Mujer Nicaragua

Pro Mujer Nicaragua

Certified by MFR - July 2018

RPMI Philippines

RPMI Philippines

Certified by MFR - March 2018

SAFCO Support Foundation

SAFCO Support Foundation

Certified by MFR - January 2020

Salym Microfinance

Salym Microfinance

Certified by MFR - April 2019

Samasta Microfinance

Samasta Microfinance

Certified by M2i - July 2020

Sathapana Bank

Sathapana Bank

Certified by M-Cril - May 2016

Satin Creditcare Network Limited

Satin Creditcare Network Limited

Certified by M-Cril - July 2016

Small Enterprise Foundation (SEF)

Small Enterprise Foundation (SEF)

Certified by M-Cril - December 2019

Tamweelcom

Tamweelcom

Certified by MFR - July 2019

U Microfinance Bank Ltd.

U Microfinance Bank Ltd.

Certified by MFR - April 2019

Ujjivan

Ujjivan

Certified by M-Cril - January 2016

VisionFund Cambodia

VisionFund Cambodia

Certified by M-Cril - May 2016

VisionFund Ecuador

VisionFund Ecuador

Certified by MFR - April 2019

Vision Fund Sri Lanka

Vision Fund Sri Lanka

Certified by MFR - February 2018

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