Financial institutions of all sizes are finding that fintech partnerships can help them reach underserved customer segments. These partnerships frequently involve the use of APIs to create the necessary connections and data sharing between fintech and financial institution. However, it may be especially challenging for smaller financial institutions to benefit from such connections. For these providers in particular, knowledge of the landscape of APIs, including their costs and benefits, is critical to their ability to remain competitive. Dan’s research will help financial service providers and investors better understand APIs—their types, costs, and benefits—knowledge they need to thrive in a competitive marketplace.