David Ferrand

Independent Consultant

David Ferrand is currently a consultant focusing on enhancing the impact of inclusive finance on the real economy. Until last year he was the Director of Financial Sector Deepening (FSD) Kenya, a multi-donor initiative to support the development of inclusive financial markets in Kenya. He led the organization since its inception in 2005. FSD addresses opportunities and constraints to market development from the policy and regulatory level through industry infrastructure to innovation by financial service providers. A recent independent study concluded that over the last decade FSD has helped to change the underlying factors shaping Kenya’s market system in a way which has contributed to a rapid expansion in inclusion.

Prior to leading FSD Kenya, David was responsible for co-developing the FSD concept in DFID. David has been engaged in work on financial inclusion and small and medium enterprise (SME) development since 1993. As financial sector specialist for DFID in the Eastern Africa region he was involved in a wide range of activity from program design and management to policy advice and analysis. He has also consulted on a range of financial inclusion projects around the world. Outside Africa, where he has spent much of his career, he has worked in Bangladesh, the Caribbean, US and UK. In his earlier career he trained and worked as a banker. Experiences included a formative period in Kenya as a lending manager dealing primarily with a portfolio of small and medium enterprises.

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