Mr. Karugaba serves as board chairman of Opportunity Bank. He is currently the Head of ENS Africa Advocates, where he specializes in capital markets, M&A, private equity, energy, project development, infrastructure, construction and real estate law. He has over 15 years’ experience in both the public and private sector, having worked as in-house Counsel for the Privatization Unit of the Ministry of Finance of Uganda and in private practice. He is ranked as a leading lawyer by Chambers Global Guide of London. He holds a 1st Class Honors Bachelor’s of Laws degree of Makerere University. Mr. Karugaba is also a graduate of Cambridge University, UK.