Ms. Odera is a microfinance specialist with 20 years of experience in programme management and consulting. She has expertise in market research, product development, business planning, design and management of microfinance projects, as well as training, market research and product development. Currently Ms. Odera works for Habitat for Humanity International as Regional Manager, Financial Inclusion & Capital Markets for Europe, Middle East and Africa. One of her roles is to support the development of housing markets for low income households in Kenya and Uganda, through 6 financial institutions composed of banks and microfinance institutions. She a board member of Daraja Microfinance Bank and Africa Union for Housing Finance based in South Africa. Mrs. Odera holds a Masters in Business Administration from University of Nairobi, Masters in Microfinance, Giordano Del Amore Foundation Italy, and Bachelor of Education from Kenyatta University.