Todd A Watkins, PhD, is a professor of economics and executive director of the Martindale Center for the Study of Private Enterprise at Lehigh University. Author of more than 75 related publications, his research, and teaching focus on the intersection of inclusive finance, sustainable economic development, social entrepreneurship, and public policy. Author of the book Introduction to Microfinance (World Scientific 2018) and co-editor of The Future of Microfinance (Brookings, 2020), Dr. Watkins founded and directs Lehigh’s Microfinance Program, and was a founding member of the advisory Faculty Council for Accion International’s Center for Financial Inclusion, which seeks to promote innovation and growth of commercial microfinance worldwide. He serves as a board member and past president of the Rising Tide Community Loan Fund, which targets the business development credit needs of low-to-moderate-income communities in eastern Pennsylvania, USA, and as an officer on four other regional and national non-profit boards. Watkins earned a B.S. in optics from the University of Rochester and his Ph.D. and Master’s in public policy from Harvard University.